In order to be eligible for a permanent disability grant, students must first qualify for, and be receiving at least $1 in the form of student loans.

Student loan eligibility is determined through a calculation which examines expenses versus family income. This calculation is somewhat complex and the amount you are eligible to receive may vary from year to year.

Students under age 22 with no eligible dependants will generally involve calculations based on their parent's income. This means you will require a copy of their Schedule 1 tax form in addition to your own Schedule 1 tax form. You will be required to estimate how much you will earn in the pre-study period (usually the time period before school begins over the course of the summer).

If you are over the age of 22 and this is your first time applying for student loans, a credit check may be performed. Application methods vary from province to province. Students must apply for a student loan in the province which is their permanent residence and not the province where you will be attending your educational program. This is generally the same province as your provincial medical health card.
To see how you apply, click

Online applications are easy to complete and may be processed faster than through paper application methods. These applications usually allow you to create and account and save your application progress. You can then check back from time to time to see your current application status or to see if more information is required to process your loan.

To find the Student Loan application for your province, simply type "your province/territory + student loans" in your preferred search engine (Google, Yahoo, etc). For example, type in "Ontario Student Loans" to find the Ontario Student Assistance Program (OSAP).

When you apply, select yes when the application prompts you with a question asking if you have any permanent disabilities. Qualifying disabilities can range from a permanent mental health issue, chronic pain, physical disability, learning disability/difference, hearing impairment, and so on.

This process will also act as the qualification required to apply for disability grants and/or additional funding. Medical health forms obtained from your physician outlining your disability will be required to process this portion of your loan. 

Should you have any questions regarding completion of your student loan application, you may contact the student loan office for assistance. Click
here for contact information or contact the SAS for more information.

Applications should be filled out as soon as possible to allow for processing time as this typically may take up to six weeks. Be sure to complete and send your medical form and Canada Study Grant application form as soon as possible.  

The province of Newfoundland produced an excellent document concerning student loans here.
The Canadian government has an excellent guide located here. 

Last modified: Friday, 1 April 2016, 10:22 AM